Products & Carriers

Products and Carriers

At Freedom Broker Services we offer you access to the most competitive Life, Disability Income, Long Term Care, Annuity, and Retirement Products from carriers you can trust. We have chosen our product portfolio based on the following criteria:

  1. Comprehensive analysis
  2. Carriers with financial strength and stability
  3. Products that meet the needs of families, business owners, and executives
  4. Ease and aptitude of guiding you through the underwriting process

Below is a list of carriers that we have carefully vetted to provide you with the finest most competitive products in the market place.


Universal Life

  • Accumulation Universal Life
  • Indexed Universal Life
  • Guaranteed Universal Life
  • Guaranteed Survivorship Universal Life

Whole Life

  • 10-pay, 20-pay, pay to 65, High Early Cash Value
  • Term Life (5, 10, 15, 20, 25 and 30 years, YRT, ROP)
  • Survivorship Whole Life
  • Annual Pay with Long Term Care Access Rider
  • Single Pay with Long Term Care Access Rider


  • Survivorship Whole Life
  • Survivorship Guaranteed Universal Life
  • Survivorship Indexed Universal Life

Disability Income Insurance

  • Individual Disability
  • Multi-life Disability Income Restoration Plans
  • Disability Income Buy- Out
  • Business Overhead Expense
  • Pension Completion

Long Term Care

  • Individual Stand Alone
  • Stand Alone Single Deposit
  • Single Deposit/Short Pay
  • MultiLife Long Term Care
  • Hybrid:
    • Life and Long Term Care
    • Annuity and Long Term Care


  • Fixed Annuity
  • Indexed Annuity & Annuity with Long Term Care Rider


  • Allianz
  • American General Life Insurance Co.
  • American National
  • Assurity
  • Equitable
  • Banner & William Penn
  • Genworth
  • Illinois Mutual
  • John Hancock USA (Manulife)
  • Lincoln Financial Group
  • Metropolitan Life Insurance Co.
  • Minnesota Life
  • Mutual of Omaha
  • National Life
  • North American
  • Ohio National
  • One America/State Life
  • Principal Life
  • Protective Life
  • Prudential Life Insurance Co.
  • Savings Bank Life Insurance (SBLI)
  • Security Mutual
  • The Standard
  • Transamerica Occidental Life
  • VOYA